> For the complete documentation index, see [llms.txt](https://docs.fraudcheck.co.za/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.fraudcheck.co.za/product/products/screening/watchlist/individual-basic.md). # Individual watchlist: basic Screens a person against the PEP, sanctions and crime lists you choose, with optional relatives screening. Screens a person against the watchlists you choose (PEPs, sanctions and crime) in one request. It returns a result for each selected watchlist and one overall decision, with optional relatives screening for enhanced due diligence and filters that help remove records that clearly belong to someone else. {% hint style="info" %} Previously listed as *Watchlist*. {% endhint %} ## How it works The selected watchlists run in the order you choose. Name matching is fuzzy, so minor spelling differences or changes in word order can still produce a match. When relatives screening is on, the same watchlists also run for known relatives, and the overall decision reflects the most serious result across everyone screened. Relatives come from public records of notable people, such as politicians and public officials, so most private individuals have no recorded relatives. **Matching controls.** Optional date-of-birth, gender and country filters remove a possible match only when both the person and the watchlist record contain that detail and they clearly disagree. Missing data on a watchlist record never removes a match. For a valid South African ID number, date of birth and gender are derived automatically if you do not supply them. You can also limit the search to individual source lists. Filtered-out matches stay visible with the reason they were removed, so the result remains auditable. Filters applied to the person are not applied to relatives. ## Coverage * **PEPs**: politically exposed persons lists, including South African national and provincial legislators and municipal leadership. * **Sanctions**: financial sanctions and regulatory or debarment lists, including FIC, UN Security Council, OFAC, EU, Swiss SECO, US SAM and African Development Bank sources. * **Crime**: wanted-person lists, including INTERPOL Red Notices and South Africa Wanted Persons. Choose one, two or all three watchlists on each request. Each source list belongs to exactly one option, so a listing is never repeated across options. If you do not choose, PEPs and sanctions are screened. The live list catalogue shows every source and lets you target specific lists. ## What it returns An overall result, plus a separate result for the person and each relative screened. For each person: a result per selected watchlist, match count, top score, matched records, and any filtered-out records with the reason. Matched records include the matched name and aliases, available biographic and location details, the source list, and match confidence. The result also summarises people screened, people matched and total matches, and whether relatives were found, unavailable or not requested. ## Inputs required The person's first name, surname and ID number. A middle name is optional and improves match accuracy. Optionally, the watchlists to run, relatives screening and matching filters. ## Data source PEP, sanctions and crime watchlists from South African and international sources (see Coverage). ## Consent and permissible purpose Explicit consent from the data subject is required. You keep the proof of consent. See [Consent and permissible use](/product/overview/how-it-works/consent.md). ## Channels Portal and API. For request and response detail, see the [API reference](https://developer.fraudcheck.co.za/consumer-service/aml-and-watchlist/watchlist-verify). ## Outcomes * **Accept**: no matches. * **Review**: at least one match, with a top score below 75%. * **Reject**: a match scoring 75% or more. ## Turnaround Near real-time. ## When to use it Screening new customers for sanctions and PEP exposure during onboarding, running crime watchlist checks for fraud prevention, identifying PEPs and their relatives for enhanced due diligence, or re-screening existing customers on an ad hoc basis. --- # Agent Instructions This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com. ## Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation by asking a question. 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