> For the complete documentation index, see [llms.txt](https://docs.fraudcheck.co.za/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.fraudcheck.co.za/product/products/verification/identity.md).

# Identity and biometric verification

Identity verification confirms that a person is who they claim to be. Depending on the use case, that can mean confirming an identity is real, confirming it belongs to the person presenting it, or bot

## What it is

Identity verification confirms that a person is who they claim to be. Depending on the use case, that can mean confirming an identity is real, confirming it belongs to the person presenting it, or both.

## Products compared

| Product                                                                                                             | What it returns                                                                                                                | Subject    | Channels       | Turnaround      |
| ------------------------------------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------------------------------------------ | ---------- | -------------- | --------------- |
| [Identity Verification - Basic](/product/products/verification/identity/basic.md)                                   | Confirms an ID number belongs to the name supplied.                                                                            | Individual | Portal and API | Under 5 seconds |
| [Identity Verification - Enhanced](/product/products/verification/identity/enhanced.md)                             | Confirms an ID number and name against government records and returns the official ID photo and key biographic details.        | Individual | Portal and API | 2–4 seconds     |
| [Identity Verification - Document with Liveness](/product/products/verification/identity/document-with-liveness.md) | Authenticates an identity document and confirms it belongs to the person presenting it, using a live selfie.                   | Individual | Portal and API | Near real-time  |
| [Identity Verification - Enhanced with Liveness](/product/products/verification/identity/digital-onboarding.md)     | Binds an identity to the person presenting it with a live selfie matched against the photo on record, with no document needed. | Individual | Portal and API | Near real-time  |
| [Asylum seeker and refugee verification](/product/products/verification/identity/asylum-seeker-refugee.md)          | Confirms a refugee or asylum seeker's identity and permit status against official immigration records.                         | Individual | Portal and API | 2–5 seconds     |
| [SIM swap check](/product/products/verification/identity/sim-swap.md)                                               | Shows whether a mobile number recently moved to a new SIM, a strong sign of account-takeover risk.                             | Individual | Portal and API | Under 5 seconds |

## When to use which

* **Is the identity real?** Use [Identity Verification - Basic](/product/products/verification/identity/basic.md) for low-cost, high-volume checks, or [Identity Verification - Enhanced](/product/products/verification/identity/enhanced.md) when you also need the official ID photo or deceased status.
* **Is the person presenting it the rightful holder?** Use [Identity Verification - Enhanced with Liveness](/product/products/verification/identity/digital-onboarding.md) when the person has no document to hand (selfie matched to the photo on record), or [Identity Verification - Document with Liveness](/product/products/verification/identity/document-with-liveness.md) when they have a physical document (selfie matched to the document portrait).
* **Refugees and asylum seekers** with a NIIS file number: use [Asylum seeker and refugee verification](/product/products/verification/identity/asylum-seeker-refugee.md).
* **Before sending an SMS OTP or approving a sensitive change**: use [SIM swap check](/product/products/verification/identity/sim-swap.md).

## Related guides

None yet.


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